You must choose a life insurance policy. If your finances allow, you must get health insurance as well as home insurance. This way you will be able to save yourself from any sudden financial crisis. However, in the case of an insurance consultant you need the best person. In this article, we will take you five steps to hire the best LIC advisor in Delhi.
- Always choose a certified consultant
Your insurance consultant must have the appropriate certificate from the Insurance Regulatory and Development Authority (IRDA). This proves that he / she is not there to deceive you or to deceive you. Moreover, the guidelines of this organization ensure that you are protected on all fronts. If a person is not certified by the IRDA, he or she is not legally entitled to advise people on insurance. He can go to jail. So, before choosing an agent, make sure that he / she has all the required certificates.
- He must go with the investment solution
You must understand that insurance agents are much more than just a salesperson. They must have the right idea of financial planning. They should be equipped with all the necessary information related to the financial world. More importantly, your LIC advisor should have an accurate idea about your family and financial position. This way he will be able to offer you the best insurance for you. It is advisable that you first build a good friendship with the advisor and then allow him to enter your financial field.
- He must have complete knowledge of the product he wants to sell
The insurance consultant must have a detailed knowledge of all the insurance policies sold by his / her company. You should sit down and have a long discussion with him about various policies. You must understand that every insurance company sells a lot of policies. Not all policies are for you. Your insurance consultant must give you the best policy advice for yourself once you understand your family and financial issues.
If he forgets you after you buy the insurance policy, he / she is a cheap insurance consultant. Responsible counselors do not do this. Even after you purchase the policy, you may still have many questions to answer. He / she must update you about the product premium and all the details required to make your / your insurance the best.
- He must help you meet your demands
When a claim is raised, an advisor plays a very important role. He is the only liaison between the insurance provider and the policyholder. He must understand all the formalities that need to be fulfilled for a successful claim. If your claim is denied then there is no way for that insurance policy to point out that a good insurance consultant will stand by you for what you need most.
Everyone thinks an insurance consultant is another salesperson. However, this is far from being true. He / she is the person who will stand by you at the time of utmost importance. This is why you should do extensive research before choosing the best LIC advisor in Delhi. This short guide will be equally helpful